# Loan Reports

Column will generate daily snapshot summary reports for all loans on your platform. The cut-off time for daily snapshots is `7:00pm PT` (inclusive). After daily summary reports are generated, you will get webhook events. All reports are available in `CSV`, `JSON` and `Parquet` formats. You can use our [Document API](/api/documents/document-object) to obtain daily summary reports. You can also download them directly from our Dashboard. If you want to list all available daily summary reports, please use our [Reporting API](/api/reporting/list-all-settlement-reports).

- Report type: `loan_daily_summary`
- Webhook event: `reporting.loan_daily_summary.completed`

To check the population of loans for purchase at the beginning of each day and total purchase prices, you can filter `loan_daily_summary` reports for loans with non-zero `sale_price`. You can also reference the [loan sale summary endpoint](/api/lending/get-loan-sale-summary).

Each row in daily summary reports contains a loan with the below details. Loans that have been paid off or canceled are shown only in the daily reports up to their paid-off/cancellation day and are excluded from reports thereafter.

> **Note**
>
> #### Note
>
> All balance values are in the main unit of loan currencies (e.g., dollars for `USD`).

| Column                            | Description                                                                                        | Type    |
| --------------------------------- | -------------------------------------------------------------------------------------------------- | ------- |
| `currency_code`                   | Currency of the loan (e.g., `USD`)                                                                 | string  |
| `daily_accrued_fee`               | New servicing fees payable to your platform accrued on the `effective_date`                        | string  |
| `daily_accrued_interest`          | New interest receivable for Column and your platform accrued on the `effective_date`               | string  |
| `daily_disbursed_principal`       | New principal receivable disbursed on the `effective_date`                                         | string  |
| `daily_fee_rate`                  | Daily servicing fee rate on the `effective_date` (e.g., `0.0001` for `0.01%`)                      | string  |
| `daily_interest_rate`             | Daily interest rate on the effective\_date (e.g., `0.001` for `0.10%`)                             | string  |
| `daily_paid_fee`                  | New servicing fees payable paid to your platform for loan sales on `effective_date`                | string  |
| `daily_paid_interest`             | New interest receivable paid for Column and your platform on `effective_date`                      | string  |
| `daily_paid_principal`            | New principal receivable paid for Column and your platform on `effective_date`                     | string  |
| `daily_retained_accrued_interest` | New interest receivable for Column only accrued on `effective_date`                                | string  |
| `daily_retained_paid_interest`    | New interest receivable paid for Column only on `effective_date`                                   | string  |
| `daily_retained_paid_principal`   | New principal receivable paid for Column only on `effective_date`                                  | string  |
| `daily_sold_interest`             | New interest receivable sold to your platform on `effective_date`                                  | string  |
| `daily_sold_principal`            | New principal receivable sold to your platform on `effective_date`                                 | string  |
| `effective_date`                  | Date of this summary. Format: `YYYY-MM-DD`                                                         | string  |
| `loan_id`                         | ID of the loan                                                                                     | string  |
| `loan_program_id`                 | ID of the loan program                                                                             | string  |
| `retained_by_column`              | Indicates if the loan is retained by Column                                                        | boolean |
| `sale_price`                      | Sale price at the end of the `effective_date`                                                      | string  |
| `status`                          | Status of the loan                                                                                 | string  |
| `total_fee`                       | Total servicing fees payable to your platform                                                      | string  |
| `total_interest`                  | Total interest receivable for Column and your platform                                             | string  |
| `total_principal`                 | Total principal receivable                                                                         | string  |
| `total_retained_interest`         | Total interest receivable for Column only                                                          | string  |
| `total_retained_principal`        | Total principal receivable for Column only                                                         | string  |
| `total_seasoned_fee`              | Total seasoned servicing fees payable that are available to be paid to your platform on loan sales | string  |
| `total_seasoned_interest`         | Total seasoned interest receivable available for sale                                              | string  |
| `total_seasoned_principal`        | Total seasoned principal receivable available for sale on the `effective_date`                     | string  |

### Sample Report in JSON Format

```json
[
  {
    "currency_code": "USD",
    "daily_accrued_fee": "17.1",
    "daily_accrued_interest": "171",
    "daily_disbursed_principal": "18000",
    "daily_fee_rate": "0.0001",
    "daily_interest_rate": "0.001",
    "daily_paid_fee": "0",
    "daily_paid_interest": "0",
    "daily_paid_principal": "0",
    "daily_paid_retained_interest": "0",
    "daily_retained_accrued_interest": "171",
    "daily_sold_interest": "0",
    "daily_sold_principal": "0",
    "effective_date": "2025-06-23",
    "loan_id": "loan_2zElxSDsVKavI303PZoVHnoEDFN",
    "loan_program_id": "lpgm_30ynUQLwsKxi02qif7jyI1I5CjO",
    "retained_by_column": false,
    "sale_price": "136979.2",
    "status": "current",
    "total_fee": "114",
    "total_interest": "1140",
    "total_principal": "171000",
    "total_retained_interest": "1140",
    "total_retained_principal": "171000",
    "total_seasoned_fee": "108.8",
    "total_seasoned_interest": "1088",
    "total_seasoned_principal": "136000"
  },
  {
    "currency_code": "USD",
    "daily_accrued_fee": "17.1",
    "daily_accrued_interest": "171",
    "daily_disbursed_principal": "18000",
    "daily_fee_rate": "0.0001",
    "daily_interest_rate": "0.001",
    "daily_paid_fee": "0",
    "daily_paid_interest": "0",
    "daily_paid_principal": "0",
    "daily_paid_retained_interest": "0",
    "daily_retained_accrued_interest": "171",
    "daily_sold_interest": "0",
    "daily_sold_principal": "0",
    "effective_date": "2025-06-23",
    "loan_id": "loan_2zElxUD5sXlpFoYM3xFZ0KHspvR",
    "loan_program_id": "lpgm_30ynUWXxIfQOvLV1PRzJ2wFi3DZ",
    "retained_by_column": false,
    "sale_price": "91819",
    "status": "current",
    "total_fee": "114",
    "total_interest": "1140",
    "total_principal": "171000",
    "total_retained_interest": "1140",
    "total_retained_principal": "171000",
    "total_seasoned_fee": "91",
    "total_seasoned_interest": "910",
    "total_seasoned_principal": "91000"
  }
]
```
