ACH transfer object

ID of the account number that is sending the transfer

The timestamp at which an acknowledgement is received for a CCD or CTX ACH transfer.

Allow the account to go negative for the transfer. The bank account needs to have is_overdraftable enabled with an overdraft reserve account linked to it.

Amount (in cents) of the funds that will be transferred between originator and counterparty accounts. e.g. $1.75 would be represented by 175.

ID of the bank account that is sending the transfer

The timestamp at which the transfer is cancelled

This optional field allows you to include codes (one or more), of significance only to you, to enable specialized handling of the transfer. There is no standardized interpretation for the value of the field. Maximum length: 20 characters. CIE: This field may contain the Biller's name. CTX: The Originator's bank account number may be placed in this field.

You can use this optional field to provide the Receiver with a description of the purpose of the transfer. For example, "Gas bill", "Reg. Salary", "ins. prem.", "Soc. Sec.", "DTC", "Trade Pay", "PURCHASE", etc. Default value: PAYMENT. Maximum length: 10 characters.

Typically, a 10-digit unique identifier used for identifying entities, called originators, sending or collecting payments via ACH credit or ACH debit. For WEB entries it can be alphanumeric and less than 10 characters. If you would like to use a specific company ID when originating ACH transactions, please contact us.

The name of the originator company that initiated the ACH transfer

The timestamp at which the 60 day return window has passed for this ACH transfer, and it is officially completed

ID of the counterparty that will receive the transfer

The timestamp at which the transfer request is created

The identity (API key or dashboard user) that created the ACH transfer.

The three-letter currency code defined in ISO 4217. e.g. USD.

Description of the transfer visible only in your platform. Maximum length: 255 characters.

Datetime (00:00AM in Pacific Time zone) on which the transfer is effective. For incoming transfers, this is 00:00AM on the Settlement Date of the transfer in PT timezone.

Standard Entry Class code of the transfer

ACH entry details containing transaction code information

This field provides additional IAT (International ACH Transfer) addenda information See IAT transfer sub-object.

The unique id for this object

The idempotency key specified in the ACH transfer

The timestamp at which Column received your ACH request

Applies only to IAT transfers. This is a List of intermediary institutions involved in an IAT transfer.

Indicates whether the ACH transfer was incoming ( true ) or outgoing ( false ).

Indicates whether or not the ACH transfer is coming from a Column bank account. If true the request is processed immediately like a book transfer, and not sent to the Fed.

The timestamp at which the ACH transfer went into the manual review state

Details of Notifications of Change (NOCs) with the latest information of the counterparty. Available only with ach.outgoing_transfer.noc events.

For incoming ACH Debits and available only with ach.incoming_transfer.nsf events. This is the deadline by which the receiver account must be funded to complete the incoming debit. Column will file an NSF return for this ACH transfer if the account is not funded by the nsf_deadline.

The externally facing routing number for the ODFI that initiated the ACH Transfer

Provides additional information on the ACH transfer. Limited to 80 characters for most transfer types, but CTX transfers can include up to 799,920 characters (9,999 addenda records x 80 characters each). ENR and TRX transfers may also support extended lengths.

The timestamp at which the ACH transfer entered a pre-review state.

This field contains the accounting reference number by which the Receiver is known to the Originator. It is included for further identification and for descriptive purposes. For example, it may be the number shown on an invoice, statement, billhead, notice, or other communication as the reference for the Receiver to update account receivable records.

The name of the receiver, usually the name on the bank account of the Receiver. Default value: beneficiary name of the counterparty. Maximum length: 22 characters.

The timestamp at which the dishonored return for this transfer was contested by the RDFI

Details of the return processing history (e.g., initiated, dishonored, dishonor contested, manual review, etc.). Available only with ach..returned , ach..return_dishonored or ach.*.return_contested events.

The timestamp at which the return for this transfer was dishonored by the ODFI

The timestamp at which the dishonored return funds are unlocked

The timestamp at which the ACH transfer is returned by the RDFI

If the transfer is the original transfer of an ACH Reversal, this field is the unique ID of the reversal transfer. If the transfer is the reversal transfer of an ACH Reversal, this field is the unique ID of the original transfer.

List of compliance reviews associated with the ACH transfer.

Specify if the transfer is a same-day ACH transfer. If it is set as true, it takes precedence over effective_date and overrides it.

The timestamp at which the ACH was settled

The current state of the ACH transfer. Possible values: INITIATED, PENDING_SUBMISSION, SUBMITTED, SETTLED, RETURNED, COMPLETED, CANCELED, SCHEDULED, PENDING_RETURN, RETURN_DISHONORED, RETURN_DISHONORED_FUNDS_UNLOCKED, RETURN_CONTESTED, MANUAL_REVIEW, and MANUAL_REVIEW_APPROVED

The timestamp at which the ACH transfer was submitted to the Fed

The unique number assigned to every ACH entry by an ODFI which identifies that entry within a specific ACH file

This is a required code on IAT transfers used to identify reason for payment. Possible values: ANN, BUS, DEP, LOA, MIS, MOR, PEN, REM, RLS, SAL, TAX

ACH transfer type: CREDIT or DEBIT. Learn more.

ID of the ultimate beneficiary counterparty that will receive the transfer. This is only required on outgoing IAT debits.

ID of the ultimate originating counterparty that sent the transfer. This is only required on outgoing IAT credits.

The timestamp at which the ACH transfer was last updated