Notifications and States

When you initiate or receive an international wire transfer with Column, it goes through multiple state transitions. Column will notify you during each transition. This keeps you updated throughout the process and allows you to track the outcome of that transfer.

States and Events

Below are the states an outgoing international wire may move through.

Stage

Webhook Event

Description

Initiated

swift.outgoing_transfer.initiated

Column has received your request and will submit it to the SWIFT network very shortly.

Manual Review

swift.outgoing_transfer.manual_review

Column is manually reviewing your request, and will submit it once it is approved.

Submitted

swift.outgoing_transfer.submitted

Column has submitted your request to the SWIFT network.

Completed

swift.outgoing_transfer.completed

Column has settled the funds to the beneficiary bank or correspondent bank.

Pending Return

swift.outgoing_transfer.pending_return

Column has received the confirmation that your outgoing transfer has been returned. We will settle this return once the returned funds are received.

Returned

swift.outgoing_transfer.returned

Your request has been returned/rejected by the SWIFT network, correspondent bank, or beneficiary bank.

Cancellation Requested

swift.outgoing_transfer.cancellation_requested

Column has submitted your request to cancel an outgoing transfer to the SWIFT network.

Cancellation Accepted

swift.outgoing_transfer.cancellation_accepted

The beneficiary bank of an outgoing transfer has accepted your cancellation request, and funds will be returned shortly.

Cancellation Rejected

swift.outgoing_transfer.cancellation_rejected

The beneficiary bank of an outgoing transfer has rejected your cancellation request, and funds will not be returned.

Tracking Updated

swift.outgoing_transfer.tracking_updated

Tracking details of an outgoing transfer are updated.

Amendment Request Received

swift.outgoing_transfer.amendment_request_received

The beneficiary bank or a downstream financial institution has requested that the transfer be amended due to incorrect payment information.

Below are the states an incoming international wire may move through.

Stage

Webhook Event

Description

Initiated

swift.incoming_transfer.initiated

Column has received the incoming transfer message, but not received the funds yet.

Completed

swift.incoming_transfer.completed

Column has received the funds for the incoming transfer, and settled it successfully.

Pending Return

swift.incoming_transfer.pending_return

Column has received your return request for the incoming transfer, but not returned the funds yet.

Returned

swift.incoming_transfer.returned

Column has successfully returned the funds of the incoming transfer.

Cancellation Requested

swift.incoming_transfer.cancellation_requested

Column has received a cancellation request for an incoming transfer.

Cancellation Accepted

swift.incoming_transfer.cancellation_accepted

You have accepted the cancellation request of an incoming transfer by returning it.

Cancellation Rejected

swift.incoming_transfer.cancellation_rejected

You have ignored the cancellation request for an incoming transfer without returning it, so Column has rejected the cancellation request on your behalf.

Tracking Updated

swift.incoming_transfer.tracking_updated

Tracking details of an incoming transfer are updated.