Loans

Create a disbursement

POST/loans/disbursements

Creates a disbursement for a loan. Read more.

Body Parameters

account_number_id

stringOptional

ID of the account number to which funds will be disbursed. Either bank_account_id or account_number_id must be specified. For offline disbursements, this is for record only and no funds will be disbursed.

amount

integerRequired

Amount (in cents) of the funds that will be disbursed.

bank_account_id

stringOptional

ID of the bank account to which funds will be disbursed. Either bank_account_id or account_number_id must be specified. For offline disbursements, this is for record only and no funds will be disbursed.

currency

stringRequired

The currency of the disbursement. Currently only USD is supported.

description

stringOptional

The description of the loan disbursement. Maximum length: 127 characters.

details

objectOptional

Transfer monitoring details

address

objectOptional

Address associated with the transfer for compliance and reporting purposes

city

stringOptional

City name (max 255 characters)

country_code

stringOptional

Two-letter ISO 3166-1 alpha-2 country code (e.g. US)

line_1

stringOptional

Street address line 1 (max 255 characters)

line_2

stringOptional

Street address line 2 (max 255 characters)

postal_code

stringOptional

Postal or ZIP code (max 24 characters)

state

stringOptional

State or province (max 255 characters)

authorization_method

stringOptional

The authorization method used for the transfer

fx_amount

integerOptional

Foreign exchange amount in the smallest unit of the foreign currency

fx_currency

stringOptional

Three-letter ISO 4217 currency code for the foreign exchange currency

internal_transfer_type

stringOptional

Type of internal transfer for compliance categorization

merchant_category_code

stringOptional

Merchant category code (MCC) for the transfer

merchant_name

stringOptional

Name of the merchant associated with the transfer

sender_name

stringOptional

Name of the sender for compliance and reporting purposes

statement_description

stringOptional

Description that appears on the bank account statement

website

stringOptional

Website URL associated with the transfer

hold

booleanOptional

If set to true, creates a disbursement in a hold state. The disbursement will not be completed until the clear API is called. Disbursements in a hold state may be updated or canceled.

is_offline

booleanOptional

If set to true, the disbursement will only increase the principal receivables sold to your platform. The retained principal receivables will not be impacted and no funds will be credited to the bank account. Read more.

loan_id

stringRequired

The ID of the loan from which the disbursement is being made.