Guides

Reporting

Column provides the following reports: bank_account_transaction and bank_account_summary. All reports are available in CSV, JSON, and Parquet formats.

Bank Account Transaction Report

bank_account_transaction reports contain all transactions (e.g., book/ACH/wire transfers, loan payments/disbursements, etc.) that affected balances of bank accounts in given reporting periods, including available_balance, pending_balance, locked_balance and holding_balance. Each row is a transaction with its details.

Column
Description
Type
effective_at
Effective time of transaction in the reporting time zone (format: 2006-01-02T15:04:05Z)
string
effective_at_utc
Effective time of transaction in UTC (format: 2006-01-02T15:04:05Z)
string
bank_account_id
ID of the bank account involved
string
bank_account_type
Type of the bank account involved
string
account_number_id
ID of the account number involved
string
entity_id
Primary account owner ID
string
entity_name
Primary account owner name
string
entity_type
Primary account owner type
string
transaction_id
ID of the transaction
string
transaction_type
Webhook event type for this transaction
string
currency
Transaction currency
string
available_amount
Changes of available_balance in cents (negative for debit)
int64
available_balance
available_balance in cents after this transaction
int64
pending_amount
Changes of pending_balance in cents (negative for debit)
int64
pending_balance
pending_balance in cents after this transaction
int64
locked_amount
Changes of locked_balance in cents (negative for debit)
int64
locked_balance
locked_balance in cents after this transaction
int64
holding_amount
Changes of holding_balance in cents (negative for debit)
int64
holding_balance
holding_balance in cents after this transaction
int64

Bank Account Summary Report

bank_account_summary reports contain snapshots of all bank accounts (including bank accounts without any transaction) under your platform by the end of the reporting periods. Each row is a bank account summary. If a bank account has multiple account numbers, they will be aggregated and only one row will be shown in summary reports.

Column
Description
Type
bank_account_id
ID of the bank account
string
bank_account_type
Type of the bank account
string
bank_account_status
Status of the account number
string
entity_id
Primary account owner ID
string
entity_name
Primary account owner name
string
entity_type
Primary account owner type
string
transaction_count
Number of all transactions in the reporting period
int32
currency
Transaction currency
string
available_balance_open
Open available_balance in cents at the beginning of the reporting period
int64
available_balance_credit
Total credit amount in cents to available_balance during the reporting period
int64
available_balance_debit
Total debit amount in cents to available_balance during the reporting period
int64
available_balance_close
Close available_balance in cents at the end of the reporting period
int64
pending_balance_open
Open pending_balance in cents at the beginning of the reporting period
int64
pending_balance_credit
Total credit amount in cents to pending_balance during the reporting period
int64
pending_balance_debit
Total debit amount in cents to pending_balance during the reporting period
int64
pending_balance_close
Close pending_balance in cents at the end of the reporting period
int64
locked_balance_open
Open locked_balance in cents at the beginning of the reporting period
int64
locked_balance_credit
Total credit amount in cents to locked_balance during the reporting period
int64
locked_balance_debit
Total debit amount in cents to locked_balance during the reporting period
int64
locked_balance_close
Close locked_balance in cents at the end of the reporting period
int64
holding_balance_open
Open holding_balance in cents at the beginning of the reporting period
int64
holding_balance_credit
Total credit amount in cents to holding_balance during the reporting period
int64
holding_balance_debit
Total debit amount in cents to holding_balance during the reporting period
int64
holding_balance_close
Close holding_balance in cents at the end of the reporting period
int64

Bank Account Summary History

Daily summary history of bank accounts is also available via the Bank Account Summary History API.

Prerequisite

To generate daily or on-demand bank_account_transaction or bank_account_summary settlement reports, you must configure the reporting time zone of your platform in Platform Settings on Dashboard. Column will use your reporting time zone to decide the day boundaries of your settlement reports.

For example, if your reporting time zone is UTC, daily settlement reports for 2022-04-12 will include all transactions between 2022-04-12 00:00:00 (inclusive) and 2022-04-13 00:00:00 (exclusive). However, if your reporting time zone is America/Los_Angeles, it will include all transactions between 2022-04-12 07:00:00 (inclusive) and 2022-04-13 07:00:00 (exclusive).

If you update the reporting time zone of your platform to a different value, it will be applied to new daily or on-demand settlement reports. History settlement reports will not be re-generated. You can use the Schedule Settlement Report API to re-generate history settlement reports using the new reporting time zone.

Daily Settlement Reports

If you have configured the reporting time zone of your platform, Column will automatically generate daily bank_account_transaction and bank_account_summary reports after the midnight of your reporting time zone every day.

On-demand Settlement Reports

You can use the Schedule Settlement Report API to submit requests to generate bank_account_transaction or bank_account_summary settlement reports of your preferred date ranges. Column will process your requests and generate reports once all data required by your reports are ready. For example, if you schedule a report from 2022-04-01 to 2022-04-30, it will not be generated until the beginning of 2022-05-01.

The earliest available date for settlement reports is 2022-01-01, and the maximum date range for on-demand settlement reports is 93 days. If a report with the same type, time zone, and date range has already been scheduled before, we will return the existing report instead of scheduling it again.

When you schedule an on-demand report for a date range, daily reports in the given date range will be automatically scheduled if they are missing.

Download Settlement Reports

You can use the Document API to get the download URL of a settlement report using the document ID of a report format.

Webhook Events

You will receive webhook events when settlement reports are scheduled, completed successfully, or failed to generate.

Webhook Event
Description
reporting.bank_account_summary.scheduled
Successfully scheduled a bank_account_summary report
reporting.bank_account_summary.completed
Successfully generated a bank_account_summary report
reporting.bank_account_summary.failed
Failed to generate a bank_account_summary report
reporting.bank_account_transaction.scheduled
Successfully scheduled a bank_account_transaction report
reporting.bank_account_transaction.completed
Successfully generated a bank_account_transaction report
reporting.bank_account_transaction.failed
Failed to generate a bank_account_transaction report