Card Real-Time Decisioning

3DS attempt object

The 3DS attempt object represents a single 3D Secure authentication of a card. It is the data of the issuing.3ds.authentication_completed webhook. Read more about 3DS events.

Object Parameters

acs_transaction_id

string

The Access Control Server (ACS) transaction identifier

amount

number

The transaction amount in the smallest unit of the currency (e.g., cents for USD)

attempt_count

integer

The number of authentication attempts made

attempt_status

enum

The current status of the 3DS authentication attempt Possible values: rejected, presented, challenged, authenticated, associated

card_account_id

string

The card account associated with this 3DS attempt

card_id

string

The card associated with this 3DS attempt

challenged_at

date-time

Timestamp when the challenge was presented to the cardholder

challenges_presented

array of strings

List of challenge types that were presented to the cardholder

chosen_challenge

enum

The challenge type selected by the cardholder Possible values: frictionless, attempts, otp, biometric, external

completed_at

date-time

Timestamp when the authentication was completed

created_at

date-time

Timestamp when the 3DS attempt was created

currency

string

The ISO 4217 currency code for the transaction

ds_transaction_id

string

The Directory Server (DS) transaction identifier

id

string

Unique identifier for the 3DS attempt

merchant_category_code

string

The Merchant Category Code (MCC)

merchant_country_code

string

The ISO 3166-1 alpha-2 country code of the merchant

merchant_name

string

The name of the merchant

merchant_url

string

The URL of the merchant

otp_value

string

The one-time password value used for authentication

outcome_reason

enum

The reason for the authentication outcome Possible values: frictionless, challenged_accepted, attempts, card_account_status, failed_challenge, rule_rejected, error

realtime_decision

enum

The platform's real-time 3DS authentication decision. Only set when the platform uses real-time 3DS decisioning Possible values: frictionless_approve, challenge, decline_authentication

three_ds_message_version

string

The 3D Secure protocol message version

updated_at

date-time

Timestamp when the 3DS attempt was last updated