Card Real-Time Decisioning

3DS authentication decision response object

Return a 3DS authentication decision within 1 second. On a timeout or invalid response, Column proceeds with a challenge. Read more about 3DS authentication decisioning.

Object Parameters

decision

enum

The authentication decision. Possible values: frictionless_approve, challenge, decline_authentication

decline_reason

enum

The optional decline reason. When omitted for a declined authentication, Column defaults to suspected_fraud Possible values: suspected_fraud, transaction_not_permitted