Card Real-Time Decisioning

Real-time decision request object

When Column receives an authorization request from the card networks, a real-time decision webhook is sent to your system containing the decision request object. This object contains the card transaction and the proposed event that Column is requesting a decision on. Read more about real-time decisioning.

Object Parameters

available_balance

object

The card account's available balance when Column requests the realtime authorization decision. When Column limits the proposed event to available funds, this is the maximum amount the platform may partially approve

amount

number

The amount in the smallest unit of the currency

currency_code

string

The currency code (e.g., USD)

fx_rate

string

The foreign exchange rate (if applicable), serialized as a decimal string

card_transaction

object

The card transaction being authorized. For new transactions, this will be a new transaction object. For incremental authorizations or reauthorizations, this will contain the existing card transaction See Card transaction object.

proposed_event

object

The proposed card transaction event that Column is requesting a decision on. This event will be appended to the card transaction if approved See Card transaction event object.